Financing

Red Cedar 0%

Grow More. Pay Less with Red Cedar 0%.

Red Cedar 0% gives growers the freedom to invest in their operation without the burden of interest costs. Powered by Sotera Financing, this program offers simple, flexible terms that let you secure inputs now and pay later—at 0% interest. It’s designed to help you manage cash flow, take advantage of seasonal opportunities, and keep your farm moving forward with confidence.


  • Lines up to $500,000
  • 0% Interest Financing
  • February 1, 2028 maturity
  • Simple, grower-friendly terms

Harvest Guard Program

When Markets Shift, Your Profits Shouldn’t

The Harvest Guard Program helps growers and dealers safeguard profitability against unpredictable grain price swings. By locking in input costs early and providing rebate protection if markets decline, the program reduces financial risk and stabilizes margins throughout the season giving participants peace of mind and a competitive advantage in volatile markets.

Red Cedar Irrigation Flexible Financing

Flexible Options for Your Next Irrigation Investment

Investing in irrigation is a big decision, but financing it doesn’t have to be complicated. Through AgDirect®, Red Cedar Irrigation can connect growers with flexible, ag-focused financing options for new and used irrigation equipment, with options to buy, lease or refinance.